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INCOME WEB

Thursday, July 29, 2010

House loan

Home loans are available who are Salaried and self-employed. Most Banks are offering to you the most convenient home loans plans for your needs with so many attractive features in an every type of home loans they offer or creating the home you always wanted is no longer a long dream.

Home loans are offered by the Housing Finance Companies which can be ranging from buying a house

* Either from the developer to built or unbuilt
* Under construction
* From a second owner for the improvement
* Renovation of the existing building structure.

The Home loans are eligible for the following conditions that are given below:

1. The person who applied for loans must be at least 21 years of age when the loan is sanctioned.

2. The loan must be terminate when you turn 65 years of age (or) before retirement.

3. You must be a regular source of income with employed or self-employed.




Home loans are available who are Salaried and self-employed. Most Banks are offering to you the most convenient home loans plans for your needs with so many attractive features in an every type of home loans they offer or creating the home you always wanted is no longer a long dream.

Home loans are offered by the Housing Finance Companies which can be ranging from buying a house

* Either from the developer to built or un-built
* Under construction
* From a second owner for the improvement
* Renovation of the existing building structure.

The Home loans are eligible for the following conditions that are given below:

1. The person who applied for loans must be at least 21 years of age when the loan is sanctioned.

2. The loan must be terminate when you turn 65 years of age (or) before retirement.

3. You must be a regular source of income with employed or self-employed.

Monday, July 19, 2010

Insurance, Nature of Insurance

Insurance - Definition :
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Insurance is a co-operative device to spread the loss, it caused by a particular risk over certain number of peoples and who are exposed to it , and who are agree to insure themselves against the risk.

Nature of Insurance :
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1) risk of sharing
2) co-operative device
3) risk value
4) payment contingency
5) amount of payment
6) more no. of insured persons
7) Insurance is not a gambling
8) Insurance is not a charity














Monday, July 12, 2010

Features of life insurance contracting

The features of life insurance contract are very important for the insurer. The following features of the first three features are important and the others are the rest of complementary nature are as follows

1. nature of general contract
2. insurable interest
3. good faith
4. warranty
5. proximate cause
6. assignment and nomination
7. premium return etc...............,








Insurance may increase business efficiency

The business owner is free from the act of bothering of losses and the owner will certainly dedicate to spend more time to the business. The owners can work for the maximum profit from the business. The insurance policies at the death of the person, or damage, or disappearance of the property, or things , or goods are guaranteed payment of certain amount from the old businessmen. The insurance policies provided enough funds at the time of death.


Insurance Provides Safety and Security

The insurance comes to be more useful up coming modern days.A premature death and the payments in older age are adequately provided by the insurance to the loss of the family. The life insurance may provided the security against the premature death and the old age sufferings.The insurance provides security and safety against the loss of a particular event.In the case of insurance, the life insurance payment is made when the death occurs or the term of insurance is expired.The insurance provides security and safety against the loss of earnings at death,fire, damage,the property may disappeared,things ,goods, furniture,machines and so on.





Sunday, July 11, 2010

Insurance, Liability insurance

The Liability insurance
covers
1. 3rd party insurance
2. Employees insurance
3. motor insurance
4. reinsurance


Insurance, Property insurance

The Property insurance is an individual and the society is insured against the loss of fire and marine perils. The crop is insured against unexpected decline in protection,death of animals engaged in business. The breakdown of machines that theft of the property and the goods.

The Property insurance may vary in different types:
1. marine insurance
2. fire insurance
3. automobile insurance
4. cattle insurance
5. crop insurance
6. machinery insurance
7. theft insurance


Insurance, personal insurance

The Personal insurance includes insurance of human life that may suffer loss,
1). Due to death
2). Accident
3). Disease etc...........

The Personal insurance is classified in the following

1. life insurance
2. Personal accident insurance
3. Health insurance



Insurance,LIFE INSURANCE

Life insurance is different from other insurance in the sense of that, the subject matter of insurance is life of human being.life insurance enjoy maximum scope,because life insurance is most important property in our society.everyone requires life insurance,because insurance provides protection to our family.the insurer will pay a fixed amount at the time of death.



how to buy educaion loan

i think you study well, but you didn't know how to buy money to educate the study.the education is stopped in some times because of money. Everyone parents have a good character but they didn't know the children's are studying well. because they have no money to educate the children's life. Don't worry!

what can i do?

I want money for educational study means what can i do for this?.Nowadays, so many banks are giving money to the students to educate their studies but many peoples didn't know about this.

Student loan

Everyone can claim loan for studing but if the person can produce the loan amount correctly to the bank. many people think no need to buy loan from the bank, because they got fear.but the education is more useful to all, so you can buy loan from the bank.




Tuesday, July 6, 2010

Monday, July 5, 2010

Mortgage loan against Property,home mortgage,mortgage loans,student loan

Education loan is sanctioned for student studies both in India and abroad.
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Today parents & students know the expensive of an education is. If the student willing to study in a private school, college, university, overseas school, the costs of books and living can quickly raising. because the value of the education and the society changing. If anyone have a feeling of anxiety about the cost of school,not feel that money has to decide your education. There are a number of financial process that the financial aid options can help you. Educational loans is very important part of our students.

Educational loans work like any other debt (i.e) the education loans are simply know that the money borrow from a bank, private lender, or some other,and you must repay your debts with interest.Educational loan have come up with various schems by many Nationalized banks and the students can benefit from the government banks or the private banks. State Bank of India provides a variety of personal banking servicesto the customers. State Bank of India offers an education loans to students to continue higher studies. Study Loans are sanctioned only to Indian Nationals. Education loan is sanctioned for student studies both in India and abroad.

Indian banks offers Educational Loan for students in India:
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Andhra Bank
HDFC
State Bank of Mysore
Allahabad Bank
Indian Overseas Bank
Syndicate Bank
Bank of Baroda
Indian Bank
Bank of Maharastra
IDBI Money Scholar
State Bank Of Saurashtra
Bank of India
Karnataka Bank
United Bank Of India
Bank of Rajasthan
Mysore Bank
UCO Bank
Canara Bank
Oriental Bank of Commerce
United Western Bank
Central Bank
Punjab & Sind Bank
Vijaya Bank
Catholic Syrian Bank
Punjab National Bank
Vysya Bank
Development Credit Bank Limited
State Bank of Hyderabad
Dena Bank
State Bank of India
Federal Bank Ltd.
State Bank of Indore .

Mortgage loan against Property,home mortgage,mortgage loans,equity mortgage

Mortgage loan against Property,home mortgage,mortgage loans,equity mortgage


A mortgage loan is a loan being safe by real property through the use of a mortgage loan which tesimony the existence of the loan and the burden of that real property through the bestow of a mortgage which secures the loan. The word mortgage loan alone in a everyday usage the most used often to mortgage loan.

A mortgage is represents a loan or legal rights to have possession of something that belongs to that property /house to be paid over a period of time.your personal guarantee that you'll repay the money that you have borrowing to buy your home. Mortgages comes in different shapes and sizes. Make sure that you have selected the mortgage and right to your future plans, and financial problems.

Many banks provided an attractive rate of interest loan against mortgage of property. fro example the mortgage is represents a loan for business mans, self-employed persons, monthly salaried customers are all eligible to apply for the loan.
Mortgage Loans on a maximum amount Offered depends on a number of factors like customer's profile and his financial standing and repayment capacity, the right of holding the property of the loan. The repayment of holding the property increases or decreases with the amount of loan. Repayment is done on equated monthly installments or emi.

Mortgage loans is charged the Interest by the banks can be paid either on fixed or floating basis. Banks charge prime lending rate as their interest rate can be discounted for existing clients or in special cases according to the different policies of the bank.

Mortgage loans approval process that the customers can applied for mortgage loans by filling an online formand also visit the nearest branch of a particular bank. Normally many banks charge 1-2% as processing fees of the actual loan amount.